Justin's Personal Tax Planning Template

is Now Available!

Here's What You Get:

1. Immediate access to the Personal Tax Planning Template you've watched Justin use on YouTube.

  • Lower your lifetime tax liability with Justin’s Roth IRA Conversion “smoothing strategy” and see the results in real time within the Personal Tax Planning Template. On average, American's retiring with significant portions of their retirement net worth sitting in Traditional IRAs, will pay between $10,000 and $50,000 in unnecessary taxes during their lifetime because they simply don't understand how to fully utilize their tax brackets.

  • Determine your projected RMDs for all future years for all of your family's Traditional IRAs. Identify the Roth Conversion Sweet Spot Years most beneficial to your specific facts and circumstances and watch your after-tax net worth grow as you refine your strategy to shift income out of RMD territory and into lower bracket years.

  • Project the balances of all your Traditional IRA & Roth IRA accounts out to any year desired. See how the balances change as you optimize your annual conversion dollar amount using Justin's Roth Conversion Tax Strategy calculator.

  • Identify IRMAA impact on an annual basis as you test out different Roth Conversion strategies. Small tweaks to your annual conversion amount can save you $3,000 to $7,000 annually on IRMAA surcharges. Utilize Justin's IRMAA calculator to avoid getting "dinged" on the IRMAA Cliff by giving yourself sufficient cushion within the IRMAA brackets.

  • Optimize your Long Term Capital Gain tax strategy and identify the exact dollar amount being taxed at the 0%, 15% and 20% long term capital gain rates. Justin's automated capital gains calculator takes the guesswork out of identifying where you gains will land within the LTCG brackets.

  • Handle Inherited IRAs with ease by calculating your projected RMDs over the 10-year distribution period using Justin's automated beneficiary tables and determining how they will impact your annual taxable income over the relevant time period.

  • Automatically calculate Ordinary Income Tax, LTCG Tax, Net Investment Income Tax, Additional Medicare Tax and Self-Employment Tax as applicable to your situation and agree the results to your as-filed tax returns for all closed years.

  • The Personal Tax Planning Template works in Excel, Apple Numbers, Google Sheets and LibreOffice.

Thoughtful tax planning can keep tens of thousands of dollars or more in your family’s pocketbook, and out of the hands of the government, over the course of your life.

2. Immediate access to Parts 1 - 4 of Justin's "Behind The Scenes" Video Series where you can watch step-by-step as Justin builds the Personal Tax Planning Template from scratch. Everything from an blank Excel page to the template you just downloaded. By watching Justin's "thought process" every step of the way to build the template, you will gain a deeper understanding into how to customize and utilize the spreadsheet for your personal facts and circumstances, as you embark on your journey to minimize your lifetime tax burden and keep more money in your family's pocket.

3. Basic Training Instructional Videos - The "new member video training series" plus Justin’s recently released 8-Part “Get Ready for Roth Conversions” video training plus Justin's all new "2025 Technical Update Series" are now complete and accessible immediately. These trainings will get you up to speed on the Tax Planning Template so you can begin your 2025 Roth Conversion decision making & planning process.

4. Specific Topic Instructional Videos - The program contains numerous videos addressing topic-specific questions from members, including:

  • Ordinary dividend vs qualified dividend issues

  • Incorporating tax credits into the template (IRS Schedule 2)

  • Non-taxable Traditional IRA distributions (IRS Form 8606)

  • Single filer issues

  • Tracking IRAs by spouse

  • Understanding total tax vs tax payments

  • Adding K-1 income to the template

  • Base case vs planning case scenarios

  • Handling QCDs as part of your IRA tracking

  • ESPP calculator

  • And more (new videos come out regularly as member's ask questions during their planning process)

Justin's easy-to-follow, video tutorials make taxes understandable for everybody. Just like you've seen on YouTube.

You will get lifetime access to the Personal Tax Planning Template, including all updates I make to it over the years, plus all instructional video content as it gets added to the member's area.

Join today and receive the following limited time bonuses.

Bonus #1: Estimated Tax Payments Safe Harbor Calculator - Take the mystery out of determining if you're covered for every quarter of the year. With Justin's Safe Harbor Calculator, you can determine if you're fully paid-in under both the 90% of Current Year method and the 100%/110% of Prior Year method.

Bonus #2: Taxable Social Security Calculator - Determine the extent to which your Social Security income will be taxable based on all your other income and tax planning strategies. With proper planning, you may be able to keep the entirety of your annual benefit tax-free for any particular year.

Bonus #3: Capital Loss Carryforward Schedule - One of the easiest ways to pay too much in taxes is to lose track of capital loss carryforwards, which can easily happen when you switch between tax preparation software packages or change CPAs. With Justin's dynamic capital loss carryforward schedule, you will easily be able to distinguish between short-term carryforwards, long-term carryforwards and have an automated way to determine the annual amount of loss available to offset ordinary income.

All bonuses come with instructional videos to make learning easy.

Tax planning is a lifelong process that you will typically revisit once or twice per year. With lifetime access to the Personal Tax Planning Template program, Justin gives you the flexibility to learn at your own pace, as you minimize your family's lifetime tax burden by keeping tens of thousands of dollars or more, out of the hands of the government and in your own pocket.

MAJOR LEGISLATIVE UPDATE: The One Big Beautiful Bill Act ("OBBBA") was signed into law by President Trump on July 4, 2025. Justin is in the process of creating a series of all new training videos specifically on understanding the new law and incorporating it into our tax planning strategies. Until these in-development trainings are complete, Justin is offering Special OBBBA Enactment Pricing to anyone who joins before July 31, 2025.

Regular Price $99

OBBBA Enactment Pricing $79 (one time payment)

I look forward to seeing you inside the course.

- Justin